Frequently Asked Questions

We can make your insurance free indirectly and annually via 2 methods.

Shopping Points Method:

• When you pay your motor insurance premium (e.g., RM1,000), you’ll earn shopping points (e.g., 1,000 points).
• Use these points to pay for part of your expenses when shopping within our online marketplace, Savvy Mart.
• For example, if you buy a computer priced at RM3,000 with a 10% discount, you can pay RM2,700 in cash and use 300 shopping points to cover the rest.
• This way, you regain 100% purchasing power from your paid insurance premium.
• Shopping points can be earned for various insurance products (motor and health) as an individual policyholder. Corporate policyholders can also earn extra points for fire, group health, and group term insurance.

Loyalty Points Method:

• Invite friends, family and other business contacts to register and buy insurance through Insure Savvy.
• You can potentially earn over 100% of your own paid insurance premium through this referral system.
• Loyalty points earned can be used to pay future insurance premiums within the platform (1 loyalty point = RM1 value).
• In summary, you can regain over 200% purchasing power by maximizing the benefits of both methods.

If you have installed GPS trackers provided by Explosoft in the past, you can renew your commercial vehicle insurance via Insure Savvy platform, and enjoy 100% subsidy of annual GPS fee, sponsored by Insure Savvy.

Log in to your user account on the Insure Savvy website or mobile app to check your loyalty points balance and see which invitees contributed.

1 year, from the date of earning them. Of course, you can continue to earn new shopping points and loyalty points via future purchases.

Our AI bot can assist you with answers in multiple languages for over 80% of scenarios. If the AI bot can’t help, contact us via clientcare@insuresavvy.com.my or give us a call.